Comprehensive Planning

 PERSONAL PLANNING
 

  • Tax Minimization Strategies
  • Education Funding
  • Income Tax Minimization
  • Wealth Accumulation
  • Retirement Planning
  • Survivorship Needs
  • Estate Planning
     

EXECUTIVE BENEFIT PLANS

  • Financial Planning For Executives
  • Pension/Profit Sharing Plans
  • 401(k) Plans
  • Employee Stock Ownership Plans
  • "Keogh" Plans
  • Tax Sheltered Annuities
  • Deferral/Supplemental Compensation Planes
  • Group Life/Health**/Dental Insurance
  • Group Disability Income Insurance
  • Cafeteria Plans
  • Medical Reimbursement Plans**
  • Funding for Buy/Sell Agreements
  • Key Person Insurance
  • Disability Buy-Outs
  • Split Dollar Plans
  • Plans for Professional Corporations
  • Welfare Benefit Programs


 

 WEALTH MANAGEMENT


  • Cash Management
  • Certificates of Deposit*
  • Investment Advisory Services
  • Mutual Funds
  • Government Notes and Bonds
  • G.N.M.A.

RISK MANAGEMENT


  • Term and Whole Life Insurance
  • Universal Life Insurance
  • Variable Life insurance
  • Life Insurance for Qualified Retirement Plans
  • Disability Income Insurance
  • Annuities
  • Long-Term Care Insurance

 

CHARITABLE GIVING STRATEGIES


  • Tax-Advantaged Donations
  • Gifts of Life Insurance
  • Charitable Giving Seminars for Non-Profit Organizations
  • Use of Charitable Lead and Charitable Remainder Trusts
     

To book a no-cost consultation please call Heather at (805) 367-2041.

Representatives of the MetLife affiliated companies do not provide tax and legal advice. Please consult your tax advisor or attorney for such guidance..

Fee-based financial planning services offered through Financial Planners of MetLife Securities, Inc., a registered Investment Advisor.

Pursuant to IRS Circular 230, MetLife is providing you with the following notification:

The information contained in this webpage is not intended to (and cannot) be used by anyone to avoid IRS penalties. This webpage supports the promotion and marketing of life insurance and other products. You should seek advice based on your particular circumstances from an independent tax advisor.

Banking products and services, including deposit accounts, offered by MetLife Bank®, NA, member FDIC, a MetLife affiliated company

**Some health insurance products are offered through unaffiliated insurers through the Enterprise General Agency, a MetLife company, 300 Davidson Avenue, First Floor-East Wing; Somerset, NJ 08873-4175